prepaid gift card with a ribbon


Illustrated map of europe made from dotsedenred decorative circlesWhite circle
White circle

A complete end to end solution.

Mastercard® logo
PPS, a joint venture between Mastercard and Edenred is a one-stop-shop for card and fintech programmes.

We are entering a new era of banking. Different consumers have different needs and are shopping around for a more personalised service and additional features.

PPS’ alternative banking solution is a modern alternative to a traditional bank account, providing all of the banking basics with added value features and benefits to fit the changing lifestyles of your customers and help them manage their money.

Integrate api into your system
API Integration
API plugin functionality
Plug into
your App
e-wallet provider
Multiple Wallets
fintech transactions
Up to
2,000 TPS
applepay googlepay samsungpay payments on apple watch
illustrated chip and pin secure
Secure Chip and
Pin technology

A Virtual Card Number (VCN) is a 16-digit card number (PAN), expiry date and security code (CVC2) that can be used for a cardholder-not-present transaction. The VCN is prepaid with a load amount in a chosen currency, locking the exchange rate at the point of issue. They are digitally distributed and can be single use or reloadable.

A VCN can provide a simple and secure payment mechanism in a variety of situations from B2B supplier payments to eGifting and eCommerce.

Banking and fintech payments and accounts
Virtual card with PAN, Expiry and CVC2
SEPA IN, SEPA OUT, SEPA Direct debit stars
MasterCard VCN with global acceptance at 36M locations worldwide
GB IBAN for Faster Payments
Each card is linked to an Account where you specify value loaded, currency and spend rules
White label options
Load and reload in any currency. Variety of load options – debit/credit card, cash load network, bank transfers, prepaid corporate account, ACH settlement
chip and pin mastercard® card
Load can be managed on account opening or at any point before the VCN expiry
no credit checks
Set spend controls for each VCN (merchant where VCN can be used, date/time it can be used, what the VCN can be used to purchase)
realtime notifications
Process Automation using API integration and automated reports
end to end solution
Flexible services
simple plug-in apis
customise your app
Friendly Support
This is some text inside of a div block.
multiple e wallets
  • Security – Limited load = limited spend. Chargeback protection from supplier defaults
  • Control – A wide variety of spend controls can be applied so the card can only be used for its intended purpose
  • Flexibility – Can be one time use or multiple use depending on requirements
  • Speed – With no plastic there are no delays. VCNs are digitally distributed and issued instantly
  • FX transparency – Set the FX rate and reduce expose to currency fluctuations
  • Increased revenue – Interchange rebates for every transaction
  • Reduce costs – Reduction in accounts payable resources
  • Better and Faster Reconciliation – Easily track from booking to payment with a unique number for every transaction. Transaction information is available immediately